Are you a truck driver, and you're looking into commercial owner-operator trucking insurance for your business? This post provides an overview of commercial owner-operator insurance. What Is Commercial Owner Operator Trucking Insurance? Commercial owner-operator trucking insurance is a type of coverage that provides protection from financial losses if there is an accident involving your vehicle or any property damages caused by the accident. The owner-operator clause means that the policy covers both the driver and the truck for losses associated with a covered incident.
14 March 2023
Exotic cars are a significant investment and require special consideration when it comes to insurance. Standard auto insurance policies may not provide sufficient coverage for the unique needs of exotic cars. Instead, an exotic car insurance policy is often necessary. Here are some types of coverage that exotic car policies typically provide. Liability Insurance Liability insurance is the most basic coverage that is required by law for all drivers. It covers the cost of any bodily injury or property damage that you may cause to another person while operating your exotic car.
30 January 2023
People buy life insurance policies to prepare for losses in their families. Young families buy them to protect their children, and others buy them for other reasons. But many people reach a point where they don't need this protection anymore. When this occurs, these individuals have two choices. They could keep their policies or sell them. You can cash in a life insurance policy and receive cash if you want, and here is a guide offering information about this option.
27 December 2022
Do you run a janitorial service business but you have had problems in the past with some of your employees stealing things from the buildings they are cleaning? Do you want to start a janitorial service business in the future but you want to make sure your business is protected in the event you accidentally hire a bad apple? A janitorial service bond is a type of fidelity bond that your client or customer can file a claim against in the event that something goes sideways with one of your janitors.
11 November 2022
Civil unrest—whether it's a protest that turns dangerous, sports fans celebrating too hard, or vandals just getting their kicks—can create a lot of problems for law-abiding citizens. If your vehicle is in an area that suffers from a civil disturbance, is it covered by your auto insurance? The answer may depend on a few important factors. Here's what you need to know. 1. Comprehensive Coverage Is Vital The primary way that a vehicle is insured against things like vandalism or rioting is through comprehensive insurance policies.
13 October 2022
As a contractor, you want to ensure that your clients are well-protected and that your business is legitimate and well-respected. For many contractors, the best way to protect both yourself and your clients is to secure a surety bond for each project. A surety bond is essentially a contract that ensures that if a contractor is unable to complete a job, the bond provider either pays for a new contractor or compensates the homeowner or business owner for any losses.
23 August 2022
Drivers don't sign up for car insurance because it is something that they get enjoyment out of. However, responsible drivers still continue to pay their car insurance premiums month after month. If you're a new driver, then you should know about car insurance and why this is something that you should be sure to have as long as you are driving a car. Here is more information on this: Car insurance is a legal requirement
12 July 2022